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Cleo

Cleo

Finance with Flair, Budget with Care

Empowers smart budgeting and savings with AI, enhancing financial health and goal tracking effortlessly.
#41 in "Finance
Price: Free

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Overview
Use cases
Features and Use Cases
Users & Stats
Pricing
FAQ
Pricing & discounts
UX/UI review
Video review
Reviews
Youtube reviews
Team
Founder interview
Funding
Overview
Use cases
Features and Use Cases
Users & Stats
Pricing
FAQ
Pricing & discounts
UX/UI review
Video review
Reviews
Youtube reviews
Team
Founder interview
Funding

Overview

Cleo is an innovative  AI financial assistant  designed to simplify personal finance through engaging and interactive tools. The platform excels in offering budgeting support, expense tracking, and  financial  planning through a conversational AI that can understand and respond to user queries about their spending habits and financial health.

Cleo's standout features include an AI-driven budget planner that helps users visualize their financial status by linking all their accounts in one place. This feature not only tracks spending and income but also offers monthly bill tracking and payment reminders, helping users avoid late fees and maintain better financial health. Additionally, Cleo provides low balance alerts and innovative savings tools like automatic savings and spending limit settings, which encourage better spending habits.

For those looking to manage their finances actively, Cleo's unique "Roast" and "Hype" modes offer a fun, engaging way to receive financial advice, either by getting a tough-love style breakdown of poor spending decisions or motivational praises on financial wins.

Moreover, Cleo offers a cash advance feature with no interest, which can be particularly useful for covering short-term needs without the pitfalls of traditional payday loans. The platform also aids in building credit through a dedicated program that includes easy reporting to credit bureaus and structured repayments.

Use cases

  • Budget Management: Cleo simplifies budgeting by automatically  analyzing  income and expenses, creating personalized budget plans, and providing visual spending breakdowns. This helps users stay on top of their  financial  goals and manage their money more effectively.

  • Financial Tracking and Analysis: The app categorizes spending habits and gives insights into where users can cut expenses. This feature includes reviewing past spending and setting financial goals, helping users make informed decisions about their money.

  • Savings Encouragement: Cleo also focuses on helping users build their savings effortlessly. It assesses how much users can safely save from each paycheck, setting aside funds into a digital wallet which can be used for future financial goals.

  • Credit Building: For users looking to improve their credit scores, Cleo offers a credit builder program. This feature allows users to make purchases with a Cleo card that acts like a debit card but helps build credit history.

  • Interactive Financial Coaching: Cleo uses a conversational AI to interact with users, offering financial advice in both 'Roast' and 'Hype' modes. This can motivate users by providing tough love or praise, making the process of financial management engaging and personalized.

Users & Stats

Website Traffic

Traffic Sources

Users by Country

FAQ

Cleo is an AI-powered financial assistant that helps you manage budgets, track spending, and save money through interactive features.

Cleo automatically analyzes your income and expenses to create a personalized budget and provides visual spending breakdowns to help manage finances effectively​.

Yes, Cleo evaluates how much you can save from each paycheck and sets aside funds in a digital wallet, aimed at helping you reach your financial goals​​.

Cleo's Credit Builder program allows users to build credit by making purchases with a Cleo card that works like a debit card but reports to credit bureaus to help improve credit scores.

Cleo uses a conversational AI to interact with users, offering financial advice and motivation through both 'Roast' and 'Hype' modes, which provide engaging feedback on spending habits​.

Yes, Cleo uses bank-level security measures to ensure user data is protected and operates in a read-only mode to prevent unauthorized access to funds.

Pricing & discounts

Cleo offers its financial assistant tools for free, allowing users to access its budgeting, saving, and financial tracking features without any cost. This accessibility helps users manage their finances effectively without worrying about additional expenses. While the basic functionalities are available at no charge, Cleo also provides an upgraded service called Cleo Plus, which includes advanced features for a monthly fee. This tiered pricing structure ensures that users can choose the level of service that best suits their financial needs and goals.

User Reviews

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Team

The Cleo team, led by Barney Hussey-Yeo, the Founder and CEO, includes a diverse group of experts in software engineering and data analytics. Barney Hussey-Yeo not only spearheads the company but also contributes as an angel investor, guiding Cleo through its expansion and innovation in the AI financial assistant market.

Key team members include:

  • Sachin Gandhi, a Backend Software Engineer, instrumental in developing the robust back-end systems that support Cleo's services.
  • Daniel Brosson, the Data & Analytics Leader, who oversees the strategic use of data to enhance product offerings and user experience.
  • Dhiren A., a Frontend Engineer, focuses on optimizing the user interface for a seamless and engaging user experience.
  • Angela Guette, Senior Backend Engineer, works alongside Sachin to ensure the scalability and security of Cleo’s platforms.
  • Cliff Aw, Senior Backend Engineer, contributes to the core architectural decisions and maintains the integrity of back-end services.
  • Matt Alcock, Product Director, leverages his expertise in React & React Native to lead product development and explore new ventures for Cleo. And 295 others

This team combines their expertise to propel Cleo’s mission of making personal finance management both accessible and engaging through advanced technology.

Alina  Chernomorets

Published by: Alina Chernomorets

29 April 2024, 12:00PM

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